Torque Group expands ESC coverage to include larger lifts kits and oversized tires
Torque Group has announced a series of updates to its Extended Service Contract (ESC) program, expanding coverage parameters and introducing new surcharge options to better align with today’s customized powersports units.
The enhancements apply to both new and used vehicles and reflect growing demand from dealers and customers for protection products that accommodate modified units.
Expanded limits
Among the most notable changes is a significant increase in allowable lift and tire specifications under ESC coverage. Previously, coverage was limited to lift kits up to three inches and tires up to three inches over stock.
Under the updated program, eligibility now extends to:
- Lift kits up to 10 inches
- Tires up to 36 inches in diameter
The revised definition allows coverage for vehicles with lifted body or suspension systems within those limits, though key exclusions remain.
Torque Group noted that add-on lift components — including spacers, aftermarket suspension arms, sway bars, shocks, extended swing arms, roll cages and portal units — are not covered. In addition, all modifications must be completed by a dealer or authorized repair facility and selected at the time of contract purchase.
New surcharge options
The company also introduced new surcharge-based coverage options designed to address specific vehicle applications and performance upgrades.
A snowplow coverage option, priced at $50, extends eligibility to units equipped with or used for snowplowing. The coverage applies to vehicles with plows up to 84 inches, though plow equipment and attachments themselves are not included under the contract.
Torque Group has also added a Screamin’ Eagle coverage option for $250, aimed at Screamin’ Eagle-equipped units. The coverage applies to vehicles outfitted with the performance kit by the factory or an authorized Harley-Davidson dealer prior to the agreement purchase date.
Any modifications made after the contract is issued would result in cancellation of the agreement, according to the company.
Dealer implications
The updates come as customization continues to play a larger role in powersports purchasing decisions, particularly in side-by-side and V-twin segments.
By expanding ESC eligibility to accommodate more heavily modified units, Torque Group is providing dealers with additional F&I opportunities — particularly for customers investing in lift kits, larger tires or performance upgrades.
Bottom line
As unit customization becomes more common, F&I products are evolving alongside it. Torque Group’s expanded ESC coverage and new surcharge options aim to give dealers more flexibility to protect modified units while capturing additional revenue at the point of sale.
